Posted on Leave a comment

Put Your Documents On Blockchain

What? Bitbrowze is a platform by CroZdale. Host your product and/or service here. It can be displayed in our showcase ( Using our smart-contract Real-T, each of your transactions automatically mints a unique ERC721 Token or ERC20 Token which is your Title and Proof of ownership.

Who? Our client is You, the FSBO Proprietor who wants to bypass the middleman. Your customer ( A buyer of your token ) can then take delivery if the item that the token represents.

How? showcases the Smart-contract terms and the images of the items they describe.

Why? Because selling anything is merely transferring intangible Rights as represented by Documents of Title, a token as evidence has certain benefits over paper documents.

  • Benefits:
    • The document is digitized
    • It is decentralized (meaning that its data is not on someone else’s server)
      • therefore, it is private
      • therefore, it is “trustless” meaning you need not rely on trust, third-party arbitrators or witnesses
    • The data is encrypted
    • The ownership data is configured as a blockchain format
      • therefore it is inviolabe
      • therefore it is indelible
    • You can exchange title in traditional cash or in Bitcoin
  • Asset Examples:
    • Fine Art Demo:
      • Illustration: Your ownership Title to Collectibles as a digitized decentralized document
    • Real Estate Demo:
      • Illustration:: Your Real Estate Deeds as digitized documents
      • Illustration:: Your Real Estate Lease as a digitized decentralized document
      • Illustration: Your Real Estate Sub-lease as a digitized decentralized document
  • How expensive are CroZdale® Docs? ,
    • Your own local Turnkey System
    • Annual-Subscription
    • Ad-Hoc Monthly Subscription
  • Where? Real-T is traded on the following exchanges
    • Other


Posted on Leave a comment

Real Estate in the era of the blockchain

Register for Access to articles and a Free Newsletter


 By Douglas Crosdale

It’s only habit that makes people more comfortable with physical transactions than with virtual ones. People once preferred to transact with physical cash instead of by bank checks. Now they are used to certified bank checks, bank wires, credit and debit cards and even Western Union. These are 95% of all transactions. Actual cash exchanges hands in only 5% of the total. They are not yet comfortable with computer money such as cryptocurrency which is just another form of “computer money”. But just as a bank check had advantages over cash so does cryptocurrency have advantages over bank currency. Most people are getting increasingly used to it; and the banks do not like it because it will make them irrelevant.

Firstly, Real Estate transactions are actually not any more physical when done with bank money and its derivatives than transactions using cryptocurrency. With Real Estate and interestingly enough, when people buy homes with bitcoin, they really are still buying with cash. It’s just being converted to bitcoin first. But it just as easily could have been directly bartered for a Rolex or your car keys. That’s why the banks hate it; they don’t get a piece of the action. So, the next time you read about a bitcoin home sale, it is generally still just like a traditional cash sale.

Secondly, when buying a physical item such as a home, you are really buying it’s intangible utility as represented by the physical product. This is more readily appreciated when you lease an apartment. What you are exchanging are your labours (as accumulated in your money) for the satisfaction you will get (as represented by that living space for a period of time). Does it matter therefore, what method of exchange you used to get that satisfaction?

That brings up an elusive point that is taken for granted without further examination. When you “own” physical property (a/k/a “Real Estate” ) you actually own “Rights” to that physical property. What is traded are intangible “Rights to your happiness as represented by the object of your pursuit”. The Constitution guarantees this endeavour. Thus, these tentative privileges” are granted by authority of a government. And at any moment that government could withdraw the privilege as in the example of “Eminent Domain.

Just so you know.

Enter, The Blockchain

There is a lot being written about blockchains, bitcoin and related technologies, and for many professionals, this is part of a brave, new, confusing world of technology. Like the original internet, the blockchain is a revolution in technology that will touch all people and all businesses. So people are now paying attention, but many still don’t understand what is the blockchain.

Imagine that you and your best friend Bob are standing on a stage in an auditorium, and there are 1,000 people in the audience. In front of these 1,000 people, you hand your car keys to Bob, and Bob hands you his Rolex. You declare, “Bob, you now own my car.”

Bob declares back to you, “You now own my Rolex.” There are 1,000 witnesses who can each declare, without doubt, that your car now belongs to Bob, and the Rolex belongs to you. If anyone in the audience later tells a conflicting account of who owns the car or the Rolex, the other 999 people will refute it. And, if you take a spare set of your keys and try to give that same car to someone else, the 1,000 audience members will confirm that Bob owns the car, as each of them witnessed the “transaction.” This is the essence of how the blockchain works.

In its most simple sense, the blockchain is a series of computers (thousands to potentially millions of them) that each keep the same record of an event or transaction in a ledger that is open to the public. Each record is encrypted, and the ledger is virtually hack-proof. Since all these computers see the same thing, they offer consensus that the recorded event or transaction is valid. The most important value of the blockchain is that it allows two or more parties to interact with, say, a financial transaction, with no middleman.

What makes the blockchain universal is how it can be implemented for just about any kind of transaction, record-keeping or agreement between one or more parties. These can include:

• Smart contracts.

• Voting and elections.

• Supply chain management.

• Intellectual rights, patents, trademarks.

• Property rights.

• Criminals records.

• Medical records and history.

• Personal records and credit history.

As long as there is information that represents an agreement or record, the blockchain can record, encrypt and protect that information for eternity.


Bitcoin is merely one application of the blockchain. Bitcoin is called “computer money”, but so is your credit or debit card. In fact 90% of all money is a simple computer transfer of numbers from one virtual balance sheet to another. So, let’s imagine you buy a bitcoin with paper cash (or credit card). You transfer ownership of the bitcoin to someone else with the consensus of thousands of “witnesses,” and that someone else can then sell the bitcoin for cash (or other agreed i.o.u like a token or coupon). That would be one way to transfer money without a bank or other third party. Of course, it’s not a physical coin, like a subway token, it’s a virtual coin. That virtual coin, coupon or token is a digital asset, assured by the blockchain.